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ST J AUTO FINANCE CENTER


Finance Department
 
St Johnsbury Auto is known throughout Vermont and New Hampshire for their honesty and integrity. It's true we can find finance options for everyone, regardless of credit score, but more importantly, we know the value of great customer service. We will meet and exceed all of you expectations, treat your financial information with the utmost respect and confidentiality, and we do it quickly.  We know that when you've selected a new truck or car, you want to drive it, not sit around and do paperwork all day.

Our business managers are amongst the best trained and most skilled in New England. They will explore every option available to you to ensure you are getting the best finance rates available, and make you aware of some ways to protect your new investment. 
 
 
 John Aponte
GM Business Manager
   Jackie Regan
Subaru Business Manager

Not sure what you can afford?
Try our brand new finance calculator. It will help you estimat payments, show you the effect of interest on your payment and direct you to the cars that best fit your budget.
SIMONIZ System 5  with TEFLON
St J  Auto is your local Siminoz authorized dealer
Science, Security and Technology
Simoniz has been a leader in car care technology since 1911. Today we offer SYSTEM 5 through authorized automobile dealerships. This exclusive process with TEFLON Surface Protector chemically bonds a brilliant and durable shield to the painted surface of your vehicle. This process is so effective that our warranty protects your vehicles good looks and resale value for 5 years unlimited milage. Moreover, it is insured by one of the premier insurers in the world... The Travelers Property and Casualty Company.
SIMONIZ SYSTEM 5 Interior Protection with TEFLON
The advanced Simoniz SYSTEM 5 treatment protects your fabric or leather seats against staining from common spills such as coffee, baby formula, soft drinks, french fries and other similar staining foods and liquids for up to 5 years. If you have children or travel a lot, interior protection is a great idea.

So make sure to ask about Simoniz System 5,  you just made a big investment, take steps to protect it.


Because you care about more than your car.

Vehicle Safety Technology


  
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Contact Information

St J Auto

Memorial Drive

Saint Johnsbury, VT 05819
workSales:
1-877-660-5738
serviceService:
1-866-613-1167

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.

Commercial

St J Auto is the fastest growing Vermont GMC dealer